american first finance

american first finance

The Benefits of American First Finance

Don't use plagiarized sources. Get Your Custom Essay on
american first finance
Our work is always; • #Top-Quality • #Plagiarism-free
Order Essay

1. Introduction

American First Finance has flexible and convenient money solutions for budgeting. American First Finance offers quick small purchase loans to fund the things you need and deserve. People should not be afraid, ashamed, or ashamed of needing financial help. Many people use American First Consumer Finance these days. They offer a great solution for individuals who are either unskilled or want to settle buys over time, at about the same price available to those with much better qualifications. This company assists you in taking the things you need and restructuring it through its novel buy now and pay later facilities. In the last six years, American First Finance has been employed by over 8.5 million people in the United States.

People all over the U.S. experience financial hardships at some point in their lives. You may encounter serious budgetary difficulties on uneven compensation, particularly unexpected large costs or reduce a steady or anticipated revenue. To face such money related challenges in life, one of the best solutions is a form of small dollar loan. Each offers anywhere from $350 to $3,500 and grows your credit with a few risk-free choices. American First Finance helps you get the things you need, so that you may live the life you want – a little quicker small purchase loan. Thanks to a relationship they have with online retailers, American First Finance is a great option for people who don’t have a lot of extra cash saved. They provide an opportunity with their buy now and pay later structure for those seeking quality items for their homes.

2. Easy and Convenient Application Process

American First Finance gives clients the ability to shop now and pay later. This presents flexibility in being able to purchase desired items without having to pay the total fee upfront. The smart business model takes away the need for credit while offering a high approval rate and fast financing with no hidden fees. To ensure the process of applying is easy and convenient for everyone, American First Finance works hand-in-hand with partner retailers to provide the financial help individuals need. The company offers virtual prepaid cards that can easily be set up and activated in the payment portal. The application for American First Finance can be completed online, over the phone or in a participating retail store. Once approved, clients will be able to make their purchase that same day.

One of the primary benefits of American First Finance is the easy and convenient application process. The first step is to choose a store. The lender is partnered with many big-box, medium-box, and local stores to provide different payment plan options. Many of these schedule a visit to the merchant or activate the payments online. Some stores, the clients that prefer to have the application completed in the store can bring the approved payment plan to the register and set up a payment-in-full for their items there. After a transaction has been completed at a partner store, it can take a few minutes to a few hours for one of the payment forms to pop up in the American First Finance account. If a payment form does not appear, it is necessary to contact American First Finance for the amount to mail to a specified address.

3. Flexible Payment Options

We are here for you, via a frictionless mobile experience or our U.S.-based customer service. Our initial range of products offer you the ability to apply for up to $5,000 as a line of credit. Our interest rates are fixed, meaning they will never go up. Even better, service fees are never charged! And, of course, you can always buy out your lease and receive a discount. You are free to choose the lease option that’s best for you without being forced into choosing a shorter term or a long layaway. We offer both 12 and 18 month terms. If you qualify and it’s the right mix of lease term, merchandise and payment amount, you could qualify to take as little as 12 months to pay off your lease. This is significantly shorter than the typical 18 months seen with Rent to Own industry products. This freedom allows you more lease term flexibility because, as always, we never charge an early pay-off penalty at the time of purchase.

We’ve taken a new look at what the rent-to-own industry has offered and have introduced a range of new products that allow you to rent quickly, keeping money in your pocket, and build your credit, or to buy now. This is a huge innovation because our customers are provided financial inclusion where it was previously lacking. Using our mobile photo upload tool means not only can you shop quickly and rent-to-own reasonably priced merchandise such as electronics and appliances by your favorite brands, but you will never be charged an excessive hold while we wait for verification of your first payments. If that last sentence is ‘Greek’ to you, be sure to read on!

4. Competitive Interest Rates

Poor or no credit is a common worry that can bring many people down. However, our lease-to-own program allows merchants to provide customers a fast way to convert their desired retail experience into instant, pre-approved financing terms directly in the store. The customer values the easy application process and instant decisioning. Equally important, retailers value the company’s high approval rates and competitive structure. Reflecting that, the share who signed an AFF contract and chose to use the featured, no-interest 90-day option increased nearly 25% in the fourth quarter from the same period a year earlier. More customers signed up through its existing retail partner, a company official noted. Meanwhile, its e-commerce channel, launched in October, is attracting those with better credit. The competitive interest rates and robust technology platform have made it profitable. Humble attributes that to the company’s deep, 20-year history in brick-and-mortar retailing and expertise with prime and nonprime customers.

American First Finance (AFF) is an alternative finance company that provides retail installment contracts to consumers through authorized retailers. Our mission is to help people empower themselves through responsible access to credit. Our purpose is to build a consumer finance company centered on efficiency, human experiences, and passions that make a real difference in people’s lives. AFF is an industry leader in providing closed-end, revolving, and installment finance to our merchant partners. Utilizing our powerful platform, merchants provide customers instant access to top brands and affordable installment payment plans. The ability to finance the products they need and want the most, often with low, easy payments, has become the most desired payment option.

5. Excellent Customer Service

Another touch is when a customer advocates on their behalf to solve any issues. The last touch is a mandatory thirty or sixty-day follow up customer call after any issues are resolved. This ensures customer satisfaction and that their needs have been met. The American First Finance customer advocacy page allows customers to comment or leave feedback on their experiences regarding the customer service calls exerted on their behalf. Positive comments seem to reflect the company’s work ethic and customer-oriented approach. This is one of the benefits of American First Finance. The fact that a business is willing to go the extra mile for customer satisfaction is what can set American First Finance apart from its competition. These extra touches are very important for a business’s success, especially in the lending industry.

Offering over-the-phone payment method that day by credit/debit card or ACH from a checking/savings account. The third touch occurs the day after the due date with a representative making calls again to ensure they can process the payment effectively and explore the appropriate options for the customer.

A quality customer service team is one of the pillars of the American First Finance company. The company operates on a four-touch policy when addressing customer issues. The first touch refers to automatic reminders sent to customers before their upcoming payment. The company also delivers electronic statements as often as necessary. This is so the valued customers are up to date on when their payment is due. The second and third touches occur with customer service calls, on the day of and after the due date. An American First Finance representative calls the customer to remind them about the upcoming payment, confirming the best method in which to make the payment.

Place Your Order
(275 Words)

Approximate Price: $15

Calculate the price of your order

275 Words
We'll send you the first draft for approval by September 11, 2018 at 10:52 AM
Total Price:
The price is based on these factors:
Academic Level
Number of Pages
Principle features
  • Free cover page and Reference List
  • Plagiarism-free Work
  • 24/7 support
  • Affordable Prices
  • Unlimited Editing
Upon-Request options
  • List of used sources
  • Anytime delivery
  • Part-by-part delivery
  • Writer’s sample papers
  • Professional guidance
Paper formatting
  • Double spaced paging
  • Any citation style (APA, MLA, Chicago/Turabian, Harvard)
  • 275 words/page
  • Font 12 Arial/Times New Roman

•Unique Samples

We offer essay help by crafting highly customized papers for our customers. Our expert essay writers do not take content from their previous work and always strive to guarantee 100% original texts. Furthermore, they carry out extensive investigations and research on the topic. We never craft two identical papers as all our work is unique.

•All Types of Paper

Our capable essay writers can help you rewrite, update, proofread, and write any academic paper. Whether you need help writing a speech, research paper, thesis paper, personal statement, case study, or term paper, essay writing service is ready to help you.

•Strict Deadlines

You can order custom essay writing with the confidence that we will work round the clock to deliver your paper as soon as possible. If you have an urgent order, our custom essay writing company finishes them within a few hours (1 page) to ease your anxiety. Do not be anxious about short deadlines; remember to indicate your deadline when placing your order for a custom essay.

•Free Revisions and Preview

To establish that your online custom essay writer possesses the skill and style you require, ask them to give you a short preview of their work. When the writing expert begins writing your essay, you can use our chat feature to ask for an update or give an opinion on specific text sections.

A Remarkable Student Essay Writing Service

Our essay writing service is designed for students at all academic levels. Whether high school, undergraduate or graduate, or studying for your doctoral qualification or master’s degree, we make it a reality.