td auto finance

td auto finance

The Benefits of TD Auto Finance

1. Introduction to TD Auto Finance

You can get access to this loan if you’re at least 18 years old and live in Canada. This can make the loan accessible for immigrants and people who are going to school or traveling long-term. For a TD Auto Finance loan, the vehicle must be made or imported during the last four years, and the loan must come with fixed interest rates. In Canada, you can only access this loan if you are at least 18 years old. To apply for this loan, you must have a total income of at least $20,000 per year, and you have to take on a loan of at least $7,500 if you want to work with TD Auto Finance. You may be authorized to take out a joint loan if your partner is buying the vehicle with you. Note that, according to the dealership lender rules, the joint applicant must also receive at least $20,000 in total annual income to approve your loan. If you already are a TD personal banking client, you can save 0.50 percent on your vehicle purchase with the TD Auto Finance FlexRate program.

2. TD customers can qualify for a lower rate

TD Auto Finance offers auto loans of up to $50,000 for both new and used cars, as well as recreational vehicles. It also provides lease financing for new vehicles across all brands. The company’s proprietary scoring algorithm streamlines the application process and can provide you with a credit decision in only a few minutes. You can qualify for a cheaper rate if you already bank with TD. Whether it’s for a car, motorcycle, or boat, you can use this loan for any kind of vehicle, whether you’re buying a new or used one. When you have good credit, TD will also provide you with a personalized, immediate interest rate quote based on your loan. TD also provides financing for anyone purchasing agricultural or commercial vehicles. You can get access to this loan if you’re at least 18 years old and live in Canada. This can make the loan accessible for immigrants and people who are going to school or traveling long-term. To be eligible, the vehicle must be imported or made within the last four years, and the loan must have a fixed rate of interest.

– Get pre-approved for a loan in seven minutes online. – TD Bank customers can qualify for an additional 0.50% off.

1. Introduction to TD Auto Finance

TD Auto Finance offers flexible loans of up to $50,000 for cars, boats, and recreational vehicles. It is the Canadian arm of the popular TD Bank and is also one of the leading lease lenders for all the brands the bank represents in Canada.

2. Competitive Interest Rates

When financing a car, there are many numbers to consider: the impact of taxes, interest, insurance, and even the fall rate on a depreciating car. It all means one thing: purchasing a car can be complicated and intimidating. This is where TD is able to help. Clients are able to get help from a network of lending specialists all over Canada. The network of lending specialists shares the market with the bank’s vast dealership network, allowing clients to leverage the bank’s extensive financial knowledge to make its clients benefit and seemingly effortless. The ability to conduct a review to help clients understand all the options, along with giving advice on how to structure the loan to suit specific needs, a TD specialist is able to provide a quality service that pays off. For 20 years, TD Auto Finance has been working with TD banks to offer its clients a fully integrated lending experience.

Industry Leading Personalized Service

TD Auto Finance offers clients a vast network of dealers. It also offers clients access to the largest credit review system in Canada. This matchmaking has led to one out of every two new homes in Canada being financed by TD Auto Finance. The sheer volume of sales gives TD a very unique advantage, one where the company is able to provide the best rates on practically any make and model. Clients have the top brands in Canada to choose from with competitive interest rates. Along with the more than 1,200 dealers, clients can also be aware that their loan can be protected by amazing offerings such as Default Protection or Credit Protection.

3. Flexible Financing Options

2) With TD Auto Finance, you enjoy freedom of choice, since you can choose from flexible financing options that are designed to meet your individual needs. TD Auto Finance offers you a variety of ways to structure your vehicle purchase to suit your cash flow needs, and any changes in your lifestyle. You could, for instance, opt to structure your payment to match your income with payable equated monthly installments. Another option would be to choose to have your car’s guaranteed future value paid as a balloon payment at the end of the agreement. You can also choose to provide for a balloon payment with a deposit and any trade-in value. This would reduce the monthly payments as equity that you have in your car is used towards a deposit. And for those who are stringent about annual mileage, you will have the option to add a mileage tracker to the contract, and you will be able to see your usage online.

1) TD Auto Finance offers a variety of ways to structure your vehicle purchase to meet your personal cash flow needs. You can increase your monthly cash flow by choosing from flexible terms ranging from 12 to 84 months, so you can determine a payment option that works best for you. In addition, TD Auto Finance offers additional financial protection with various insurance products available to help protect you, your investment, and your family. What makes this type of coverage an ideal option for anyone with long-term financial commitments is the fact that it offers protection against the unforeseen, leaving you with some peace of mind should anything unexpected occur.

4. Convenient Online Account Management

How about $0 money down? When you use TD Auto Finance, the money that you have saved up for a down payment could be used to take care of other matters, such as your move into your new car. TD Auto Finance is convenient and will allow you to focus on the important stuff. You can get pre-approved online, in which you are not required to give a social security number. You provide them with a bit of information and your interest rate. If you qualify for lower rates, the pre-approval will reflect those new rates. We all know how the internet can be. Another great bonus for using TD Auto is their newest program, which makes it so you can access their website on Sunday. If approved, you can go to the car dealership the next day, which is very convenient for you.

Are you in the market for a new or used car and are wondering just how you’ll pay for it? TD Auto Finance is a great option and offers a variety of ways to pay and for you to keep track of your account. Check out TD Auto Finance and their multiple account management options. TD Auto Finance is a financial firm that has the funds to make it so you can purchase a new or used vehicle. What’s great about TD Auto Finance besides their multiple account management options is that they also offer excellent rates for your loan. That’s right! You can pay for your car and save money on top of that. Some of their rates start at three percent. What more could you ask for?

5. Excellent Customer Service

If you are new to getting a car loan, you don’t have to worry about being lost in the process since they have experienced customer service representatives that are willing to help you out. They are religious followers of superior customer service, which is why they made sure that all of the people who are situated at the customer service department are experts when it comes to providing you with accurate and helpful information. With their representatives also being patient, you can expect that they will be more than willing to provide an extra time just to walk you through the process.

TD Auto Finance is a U.S. financial services provider for Toyota, Lexus, generally to Toyota Motors Sales, U.S.A., Inc. and Lexus Financial Services, and their dealers. TD Auto Finance is a subsidiary of TD Bank. TD Auto Finance was previously called Toyota Motor Credit Corporation. TD Auto is the choice for many when it comes to auto financing because they offer plenty of benefits to people who choose to have a car loan with them. Here are some of the greatest benefits of TD Auto Finance.